Terms of use

1.The service these terms cover

NairaMove is a product of LOGAXP LTD. These terms cover the public website and the test services we make available to invited users. Read them together with our Privacy notice and, if you act for a business, our Merchant terms.

The current service uses test funds. It does not open a bank account, accept a real deposit or move real money. Test balances cannot be redeemed, withdrawn as cash or treated as a debt owed by LOGAXP. Illustrations show example accounts and transactions.

These terms do not replace the separate versioned notice you are shown during account setup. A future live service will require its applicable provider agreement, fees and protections to be disclosed before you join it.

2.Your account and security

Use an email you control and information you are entitled to provide. You must be able to enter into the applicable agreement and be authorised to act for any business you represent. Follow the synthetic-data instructions in test identity and document exercises.

Keep access to your email and passkeys secure. Choose your own app PIN, protect devices that stay signed in and review the recipient, amount and purpose before approving an action. Support will not ask for your PIN, email verification code or private passkey.

Report lost devices and suspected misuse through Support. Recovery may require identity and security checks, independent review or a waiting period. Possession of an email address alone does not override those controls.

3.Acceptable use

• Use the service lawfully and only within the access granted to your account.
• Do not impersonate others, supply stolen data, submit real identity documents to the sandbox or collect payments outside the permitted test scope.
• Do not bypass account limits, security checks or staff approvals, interfere with other users, scrape private records or send unsolicited payment demands.
• Report a security issue privately. Do not test against another person’s account or publish sensitive findings before they can be addressed.

4.Instructions, status and records

Check the final confirmation screen before approving a test payment, request, refund or withdrawal. A pending result, notification or receipt email is not proof that an uncertain operation has completed. Follow the status and reference shown in the application.

If a connection fails, check the original operation before submitting a new instruction. Corrections and refunds may appear as separate linked records. A request or complaint does not guarantee that a payment can be cancelled or refunded.

Current charges and availability are described on Fees & limits. No test fee is a quotation for a future live service.

5.Changes, restrictions and closure

Testing features can change, be interrupted or be withdrawn. Do not rely on a test workspace for a real sale, payroll, emergency payment or permanent record archive.

We may restrict access to investigate misuse, protect users or meet a legal obligation. Contact support to ask for the reason and a review where disclosure is permitted. Closing access does not automatically erase records needed for an unresolved case or lawful retention; see the Privacy notice.

6.Content and responsibility

LOGAXP and its licensors retain rights in the NairaMove software, branding and website content. You retain rights in information you supply and permit us to process it as needed to operate the requested service.

Features and illustrations are provided for evaluation within the stated test scope. We do not promise uninterrupted availability, a particular payment speed, a launch date or suitability for live financial use. Nothing in these terms excludes liability that cannot lawfully be excluded or removes a mandatory consumer right.

7.Questions and updates

Send questions or complaints through the contact below or the application’s support tools. These terms do not require you to waive access to a competent court or regulator.

Changes are published with a new date. Material changes to an account service will be brought to affected users’ attention before they apply where required. Continued website browsing is not consent to unrelated data processing.